In this insurance scheme a family can claim up to Rs 5 lacs.But the premium amount has been not yet decided.
Demand survey for the CGEPHIS to find out the beneficiaries for taking further steps to implement.Those employees who are interested in this scheme can join and it is included for the retired employees also.
The scheme is compulsory for the new recruiters and the employee to be retired.The scheme which was introduced was not been educated to the lower group employees.Computers with internet connection is not common among the employees.So it is difficult for the employees to know about this scheme..At the mean time the managements and the trade unions who are responsible to educate the common employees are not involved in this matter.
The present scheme(CGHS) has its prescribed rates in the final claim.Lower group employees gets only 60% to 80% in their final claim.17 lac employees and 7 lac retired employees will be getting benefit by this scheme But the scheme still not implemented in to action.
Central government employees portal interact with some employees regarding the new scheme, most of them interested in this.
The following points may be concentrated by federations
1 Give wide publicity to this scheme(CGEPHIS).That means a lower grade employee also should know about this scheme.
2 Bring down the premium amount as much as possible.
3 Initial premium should be paid by the government
4 Instead of insisting their(federations) views to the employees they must educate and explain them to take a decision in this regard.